HELOC

Preferred Rate LOC Based on the Equity in Your Home

You've put in the time and effort to build up the equity in your home and now you can take advantage of all that hard work. A HELOC is a pre-approved loan at an interest rate as low as prime secured by a first or second mortgage. Funds are advanced, as required, up to your approved limit.

The funds are yours to renovate, consolidate, or use as you please and there are no annual fees.

• Payments are tailored to your needs but can be as low as interest-only.
• HELOC is used with the ease of our Personal Line of Credit, and may be available for up to a limit of 80% of the appraised value of your property, less any outstanding liens.
• The HELOC provides ultimate convenience, funds available instantly with no fuss, and requires no further approvals.